The natural habitat of this species covers the central regions of Brazil in South America, specifically the lower Tapajós River basin, which is a large right tributary of the Amazon. There is also a separate population in the Araguaia River, located deep within the continent. Although these fish are supplied under a single name, the geographical distance and lack of direct connection between these rivers raise doubts among some researchers about their belonging to a single species. It is possible that over time, Geophagus from the Tapajós and Araguaia will be classified as separate species. The waters of the Araguaia River are characterized by a brown tint and transparency, due to the high content of tannins, which are formed during the decomposition of organic material — roots, tree branches, leaves, and riparian grasses. In contrast, the Tapajós River is known for its turbid, so-called “white” waters, saturated with a large number of suspended particles resembling a suspension. During the rainy season, the water turbidity there increases significantly. However, despite differences in water quality, the habitat in both cases is similar: sandy, silty substrates, rich in fallen trees, which serve as shelter for numerous fish species.